Identity verification approaches

EUDI Wallet vs. document verification

A wallet presentation and an identity-document check can answer overlapping questions, but they process different evidence. Compare the input, validation steps, data shared, and fallback needs before choosing a flow.

01 / Identity verification approaches

Different evidence, different checks

An EUDI Wallet flow requests issuer-signed data from a credential in the holder’s wallet. The verifier checks the credential and presentation proofs against the request, accepted issuers, and configured trust. A document-verification flow usually starts from a photo or scan of an identity document; providers may add document-authenticity analysis, a selfie, or liveness checks.

  • Wallet flow: verify the requested credential claims and holder or device proof
  • Document flow: inspect submitted document images and any additional checks enabled by the provider
  • Exact assurance depends on credential, issuer, wallet, vendor configuration, and operating rules

02 / Identity verification approaches

Compare what the person shares

Wallets can let a person approve a request for particular attributes or predicates. A document-image flow may expose the full document image and its printed details to the service or provider. Actual collection, processing, and retention depend on the selected integration and product.

  • Request only the wallet claims your decision needs
  • Check whether an image or biometric sample is collected, where it is processed, and how long it is retained
  • Treat consent screens and data minimization as part of the full relying-party flow

03 / Identity verification approaches

Choose for the journey and available evidence

A wallet path can fit services that accept a compatible credential and can establish issuer trust. A document path may remain necessary when users lack a compatible wallet credential, when a workflow requires document imagery, or when a provider’s separate fraud checks are part of the risk model.

  • Confirm wallet, credential, issuer, and request-profile coverage in target markets
  • Define a secure fallback for unsupported wallets or unavailable credentials
  • Evaluate downstream identity, fraud, KYC/AML, and eligibility requirements separately

Continue exploring

Implementation guides and related pages

Wallet verification is an evidence and presentation path; it does not by itself replace a regulated customer due-diligence program, establish a legal basis, or make an onboarding decision. Check the requirements for your service and jurisdiction.